Shopping for a Car? Skip the Legwork.

Save time and shoe leather when you use the Web to compare the vehicles you’re considering.

* Check your choices–edmunds.com and kbb.com get you started with side-by-side comparisons of cars on your list.

* Inspect safety records–nhtsa.gov (National Highway Traffic Safety Administration) gives crash test results; find more detail at carsafety.org (Insurance Institute for Highway Safety).

* Find the real price–edmunds.com and kbb.com let you know the price and any manufacturer price incentive for the cars on your list.

* Find the best financing–Use your credit union’s Web site to check auto loan rates and apply for a loan; when you shop with the equivalent of cash you’ll be in a better bargaining position.

Thinking of Refinancing? 

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