Home Improvement: What To Look For

Some shady contractors do their best to convince you that you desperately need a home repair and that you need it done NOW.

Here are five things that should leave you with an eyebrow raised, and your guard up:

*Anyone who shows up unannounced offering a special deal. Reputable companies don’t need to knock on doors.

*Requests for cash or large up-front payments.

*High-pressure sales tactics pushing you to make a quick decision. A good company knows that the more you think about your project, the better its offer will look.

*Extremely low bids–remember the adage, “You get what you pay for.”

*A truck that has little or no identification and business cards lacking a street address.

Ask a prospective contractor for his business license and the name of his insurance provider. Verify that both are valid. If your state doesn’t regulate residential contracting work, ask to see a driver’s license so you know who you are dealing with and where the contractor lives.

With a little research, you can find a reputable contractor who will get your home improvement job done right. Call or stop by Hopewell Federal Credit Union to talk to us about financing your renovations with a home equity loan.