Fed Up with Banking?

Hi Folks,

 It’s been a busy week, and thankfully, we seem to be getting busier all the time…why? Well, in short, I think it’s basically because people in general are fed up with banking. You turn on the news and you hear about bailout money, people who pay on time are seeing their credit cut in half or receiving tremendous rate hikes. Some banks have tighten the reigns on their lending and some folks are just being nickled and dimed, over every little thing from using an ATM, to one day late on their payments – you name it! Every time you turn around it seems to be something else.

When it comes to banking, people have just lost their faith and confidence in their bank and it seems their looking for alternatives. When the trust is gone, you look somewhere else to gain it back and that’s where the credit union movement comes into play.

It may sound like I’m getting on my soapbox here, and I am. I guess that’s because while many institutions say they’re doing business as usual, we actually are conducting business as usual. Credit unions are different, because we put people over profit, and credit unions have been around for 100 years. I can’t speak for all credit unions, but I can speak for Hopewell Federal. We haven’t changed our credit card program, it’s still locally owned and locally managed with the same rates we’ve had for years. We offer a variety of products and services to help you get ahead financially, because we want to earn your trust. We still make good loans and have money to lend. And our mortgage program is fair and honest with no extravagant origination fees, because we don’t have stockholders to answer to, just our members who are owners of the credit union.

While we can’t work miracles, you’ve heard me say it a hundred times by now, you can not borrow your way out of debt; we will work hard to help you get ahead financially. If you need assistance, maybe a second chance at managing your checking account, we will work with you. So, if you’re tired and turned off by the banking industry…I invite you to discover a local credit union near you.

Thanks,

Al

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