Beware of Phishing Scams

Hi Folks

This is currently NOT happening in our area, but we thought it was important and vital to share this information with you as identity theft and fraud are increasing at alarming rates.

These phishing scams are currently affecting some credit unions in Hardin, Ohio. Here is some information we received from the Ohio Credit Union League. Again, we will NEVER solicit your information over e-mail or via text message!

W NEVER solicit your personal financial information via e-mail.
‘t get hooked by phishing scams!
Learn more.R solicit your personal financial information via e-mail.
Don’t get hooked by phishing scams!
Learn more.

Don’t fall prey to phishing scams masquerading as Ohio credit unions

Information for Consumers:
On Oct. 29, a fraudulent e-mail began circulating purporting to be from Sun Center Federal Credit Union ( The e-mail informs the recipient that their account has “temporarily suspended your account” due to billing failure. Recipients are instructed to go to an imposter Web site to
“complete an account update so we can unlock your account.” If you receive any of this messages, disregard it and do not input your information in the imposter Web site — even if you have an account with Sun Center Federal Credit Union. Report the message to your credit union or other financial institution.

On Oct. 23, a phone scam purporting to be from Hardin Community Federal Credit Union began circulating. Consumers are receiving automated phone calls stating that their Hardin Community Federal Credit Union credit cards and PINs (Personal Identification Numbers) have been inactivated. Recipients are given an 866-area-code phone number to call to re-instate their accounts by submitting their accounts information (this is how the fraudsters steal their account information and potentially withdraw funds).

Report the phishing scam. Report the phishing scam to regulator and insurer. Contact the Ohio Division of Financial Institutions at (614) 728-8400 and the National Credit Union Administration Region III office at (678) 443-3000. Contact American Share Insurance/Excess Share Insurance at (614) 764-1900.

Alert anti-phishing groups. Report the scams to the Federal Bureau of Investigation’s Internet Crime Compliance Center at, and the Anti-Phishing Workgroup at possible, determine the phone carrier of the suspicious phone number using a reverse search Web site, such as Contact the carrier and them to investigate and shut down the number

Take downs. For phishing scams directing recipients to call a specific phone number:

Bad Time for Banks Mean Boom Time for Credit Unions

Here’s another one from Time Magazine … hot off the presses. Discover your local area credit union today!,8599,1853174,00.html

The Answer Is Credit Unions…

Hi folks,

Happy almost weekend to you! It seems like everywhere you look, you hear more and more about the economy. I’ve been doing lots of reading and trying to keep you all updated whenever we hear about credit unions roles in the midst of this current economic crisis.

Here’s another positive article from the U.S. News and World Report.  Please check it out for yourself and see why the answer is credit unions.

I’d be remiss, if I didn’t use this opportunity to talk to you about your banking choices. With this bank changing to this name, and this huge financial institution buying this other one. You almost need a score card or a big graph to see the name of where you’re banking these days. These giant financial institutions are forming…

So, I guess I have to ask… will they know you? Will your new gigantic financial institution know who you are? Will they be familiar with your account? Your family? Will they know your name or will you be another number?

Folks, there’s a reason why we’re known as your community credit union. We’re located here in your community. In fact, we recently received the Small Business of the Year Award from the Licking County Chamber of Commerce. Why? Well, we like to think it’s because we’re involved in your lives and in this area. We play an active role in supporting local events, local schools and local families. From supporting athletics to our cell phone drive, candidates night, Give With Us and much more!  Our staff knows many of you by name. And we do it simply, by getting to know you. Several of you stop in weekly, just to say hello. And we love to see you too! You’re not just an account number, your more like family.

No gimmicks, no schemes, no sub-prime mortgages, no stock-holders to pay. You’re an owner/member and we’re here to serve you.  While our name and locations may have changed in the past 46 years we’ve been in business, our role has not. We’re still the same credit union, located right here in Licking County. And you don’t even have to be part of a special company to be a member. All you have to do is live, work or worship in Licking County.

We’re local, we’re convenient and we look out for your best interest. We’re so convenient, we offer shared branching so you can take us with you, no matter where you go. We also have free convienent services like FREE ONLINE BANKING, FREE BILL PAY and FREE E-STATEMENTS. And switching to us is easier than you might think, just go to the switch to us drop down box on  our home page. It only takes a few minutes. We like to say at Hopewell Federal, we’re here to help you get ahead financially. We mean it so much, we even have a certified financial counselor on staff to help those in need of financial advice.

So, when it comes to choosing your financial institution, you can go with one of those huge newly named guys-or you can go to your local area credit union.


New Feature!

There’s this new nifty poll feature added to our blog… we can now offer polls! So, here’s our first one.

An Evening to Remember…

Once again, Hopewell Federal Credit Union had the unique honor of sponsoring Candidate’s Night for the Licking County Chamber of Commerce, on Thursday, October 16th. I firmly believe that it’s important to support current and future community leaders for all that they do.

While we do not endorse any particular candidate. We do endorse the right to get involved in what’s happening in your community, whether it’s at the local, state or national level. Replays of this evening will playback on Time Warner Cable in Licking County and T-100.

Volley for the Cure Fridays at HFCU!

We are your community credit union, and when we say that-we mean it. That’s why we participate in many local events that support our community. From the upcoming Candidate’s Night, sponsored by the Licking County Chamber of Commerce, to Volley for the Cure.

For the 2nd annual year, Hopewell Federal has purchased Volley for the Cure t-shirts from a local school in Licking County to support the Susan G. Komen Foundation in the fight against breast cancer, as well as our local area schools efforts.

So, if you stop in and visit us on Fridays in October…remember to think pink!

Join Our Celebration

We’re celebrating International Credit Union Day all week long with plenty of exciting activities!

For the grown-ups-

Now’s the time to take advantage of our share certificate special! All members can BUMP UP thier interest rate on all new certificates by .46% for our 46 years in business! But you better hurry-this offer ends Saturday, October 18, 2008. (Please see our ad or call us for details.) *Good on all certificates except 11 month and Jumbo.

For the kids-

We have our Kirby Kangaroo coloring contest-stop by and pick up your picture to color today! Winners will receive a special surprise!

Plus, we’ll have refreshments in our lobby all day long on Thursday, October 16th. So join us won’t you?

There’ s never been a better time to be a member of a credit union!

Our Deposit Insurance Has Increased

Hello everyone,

As you know, late last week President Bush signed into law the financial rescue bill, technically known as the Emergency Economic Stabilization Act, HR 1424. This is a very significant bill for banks as well as credit unions. Why, you might ask?  Because now, thanks to the legislation, our deposit insurance has increased to $250,000, from the current $100,000 by the NCUSIF, the National Credit Union Share Insurance Fund. The increase, according to legislation is temporary, and is good from now through December 31, 2009.

Credit Unions were included in this provision, which means that we still, remain on the same level as FDIC-insured banks in terms of deposit insurance coverage. We are still a safe and sound choice for your financial institution.

However, Hopewell Federal also offers Excess Share Insurance to all of our members, also known as ESI. This insurance provides you with an additional $250,000 of savings coverage to qualifying accounts through ESI, a licensed property and casualty insurance company. So in total, your deposits at Hopewell Federal are insured up to at least $500,000. I’m sure a half million will give most of you, the peace of mind you’ve been looking for… Do all credit unions offer ESI insurance? No. We do, because our Volunteer Board of Directors feels it’s the right thing to do.

In addition, the National Credit Union Administration (NCUA) insures Individual Retirement Accounts, or IRA’s separarely as well, to up to $250,000. This is the amount that they’ve always offered and remains unchanged. However, this is also matched by ESI coverage so your IRA accounts are also insured up to $500,000.  

Next year, Congress will tackle the question of whether or not they will be making this insurance increase permanent.

If you have an account with us, I hope you find this information helpful and that it gives you peace of mind about your deposits at Hopewell Federal. And, if your current financial institution can not provide you this level of coverage and comfort, which let’s face it, we could all use during these stressful economic times, then, I say to you…consider making the switch to Hopewell Federal.

2nd Annual Cell Phone Drive Is On!

It’s baack! That’s right! Hopewell Federal Credit Union’s 2nd Annual Cell Phone Drive is going on now through October 31st. The month of October is Domestic Violence Awareness Month and we’re doing our part to help break the cycle of violence in Licking County.

Simply, bring in your old cell phones and drop them off to either of our HFCU locations on Hopewell Drive in Heath, or North 21st street across from the Grill in Newark.

After the drive, we’ll take them to New Beginnings, the local domestic violence shelter in Licking County. The phones will be completely cleared of all prior information and reprogrammed to dial 9-1-1, in case of an emergency. These phones will be given to battered women for free.

We had such a successful drive last year, donating more than 100 phones to the shelter.  We’d like to donate even more this year, but we can’t without your help. So, before you go throwing that phone into a landfill, think twice! And bring it to Hopewell Federal Credit Union. With your help, we can break the cycle of violence.