Living The Dream

Mortgage free in 10 years, with no closing costs and no down payment…I must be dreaming!  After reading our latest promotion, I thought perhaps I was daydreaming!  Can this be true?!  Quickly, I learned, yes, this is very true!  Hopewell Federal Credit Union is celebrating 50 years of saving you money with the 50th Anniversary [...]

Mark These Key Birthdays in the Coming Years

If you’re in the middle years of life, you remember reaching Sweet 16, turning 21, and enduring over-the-hill jokes on your 40th birthday. When we approach 50, we look ahead to key birthdays–or half-birthdays–related to our retirement planning. At specific ages, we can or must take certain actions. Age 50: At 50, it truly hits [...]

JUST THE FACTS: International Year of Cooperatives

A cooperative is a member-owned and controlled business that operates for the mutual benefit of its members. Cooperatives operate across all sectors of the U.S. economy and include agriculture, food distribution and retailing, childcare, credit unions, purchasing, worker-owned, housing, healthcare, energy and telecommunications cooperatives. Cooperatives promote the fullest possible participation in the economic and social [...]

The Home Search Process Simplified

Once you’re preapproved at the credit union for a home loan, you can start the fun part of the home-buying process…looking for a home! Let’s break down the process: 1. Document what you need—and want—in a new house. 2. Select a real estate agent—ask for personal recommendations from family or friends, and interview agents before [...]

A Long, Cold Winter? Simple Energy Projects Can Save You a Bundle

With heating prices up, it’s time to consider saving energy with programmable thermostats, insulation, weatherstripping and upgrading windows and doors. Programmable thermostat …Electronic thermostats that lower the temperature while you are in bed or away from home are the fastest, easiest way to save energy. In a cold climate, you can save about 5% for [...]