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	<title>Comments on: Kris&#8217;s Concerns Are Valid</title>
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	<description>A resource to turn to, when you need basic financial advice.</description>
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		<title>By: Banking Online</title>
		<link>http://hopewellfederal07.wordpress.com/2008/02/04/kriss-concerns-are-valid/#comment-471</link>
		<dc:creator>Banking Online</dc:creator>
		<pubDate>Tue, 05 Feb 2008 17:30:00 +0000</pubDate>
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		<description>As rates have drifted below average levels going too long may not be a good idea.  I think a 2 to 3-year term would be good unless you already have a longer-term ladder established.  I think laddering your maturities is the best way to weather the ups and downs.  If you have larger amounts you may want to invest funds across the spectrum.  Although, 1-year rates will most likely be lower next year this time.</description>
		<content:encoded><![CDATA[<p>As rates have drifted below average levels going too long may not be a good idea.  I think a 2 to 3-year term would be good unless you already have a longer-term ladder established.  I think laddering your maturities is the best way to weather the ups and downs.  If you have larger amounts you may want to invest funds across the spectrum.  Although, 1-year rates will most likely be lower next year this time.</p>
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		<title>By: Jumbo CD Investments - CD Rates Blog &#187; What is the Best CD Term to Invest In?</title>
		<link>http://hopewellfederal07.wordpress.com/2008/02/04/kriss-concerns-are-valid/#comment-470</link>
		<dc:creator>Jumbo CD Investments - CD Rates Blog &#187; What is the Best CD Term to Invest In?</dc:creator>
		<pubDate>Tue, 05 Feb 2008 15:15:51 +0000</pubDate>
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		<description>[...] Hopewell CU blogs about various topics surrounding credit unions.   They suggest  4 to 5-years may not be too long. [...]</description>
		<content:encoded><![CDATA[<p>[...] Hopewell CU blogs about various topics surrounding credit unions.   They suggest  4 to 5-years may not be too long. [...]</p>
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